The complete guide

Three steps, zero drama

Create a pool, share one link, and let the money collect itself. Here's exactly how it works — and why it's better than anything you've tried before.

Step 1/Set the rules

Set the rules upfront.
No surprises later.

Name your pool, set the price per person, pick a deadline, and choose how many people can join. Everyone knows the deal before they commit a cent.

  • Fixed price — everyone pays the same amount
  • Deadline enforced automatically
  • Max contributors cap prevents over-funding

New Pool

Pool Name

Cabo Trip 2026

Per Person

$250.00

Deadline

May 15

Max Contributors

8 people

Create Pool

Cabo Trip 2026

6 of 8 spots filled

$1,500 raised

$2,000 goal

S

Sarah K.

Paid

M

Marcus T.

Paid

J

Jess L.

Paid

D

David R.

Paid

P

Priya M.

Paid

C

Carlos G.

Paid

?

Waiting...

?

Waiting...

Step 2/Share & watch

Share the link.
Watch it fill up.

Send your pool link to the group. Contributors see who's already paid, how close the pool is to its goal, and exactly what they owe. Real-time transparency for everyone.

  • Live progress bar updates as people pay
  • Contributor list visible to all participants
  • One-click payment — no account required to contribute
Step 3/Resolve

Two outcomes.
Both are fair.

When the deadline arrives, the pool resolves automatically. Fully funded? The organizer withdraws to their bank account. Not funded? Every contributor is automatically refunded. No awkward conversations either way.

  • Funded pools release to organizer's verified bank
  • Unfunded pools auto-refund every contributor
  • KYC-verified organizers — your money goes to a real person

Pool Funded!

The organizer can now withdraw:

$2,000.00

Direct to verified bank account

or if not funded

Auto-Refund

Every contributor gets their money back:

Sarah K.

+$250.00

Marcus T.

+$250.00

Jess L.

+$250.00

+ 3 more refunded

How money flows

Every dollar is tracked with double-entry accounting. Nothing gets lost, nothing gets hidden.

S
M
J
D

Contributors

POOL

Organizer

Bank account

Pooled vs. the old way

You know the drill. Here's why you never have to do it again.

The old way

With Pooled

Send 12 separate Venmo requests

Share one link

"I'll pay you back" (they won't)

Everyone pays upfront

Spreadsheet to track who paid

Real-time progress bar

Chase stragglers for weeks

Automatic deadline enforcement

Figure out refunds manually

Auto-refund if goal not met

"How much do I owe again?"

Equal price, shown upfront

Common questions

Everything you need to know before creating or joining a pool.

Every contributor is automatically refunded. No action required from anyone — the system handles it when the deadline passes.

Creating a pool is free. Contributors pay a small platform fee on top of their contribution, clearly shown before they pay. Organizers receive the full pool amount.

No — and that's by design. The organizer sets a fixed price per person so everyone pays equally. No awkward negotiations.

Once a pool is fully funded and the deadline passes, the organizer withdraws funds directly to their verified bank account.

Yes. All payments are processed through Coinflow's PCI-compliant infrastructure with 256-bit SSL encryption. We never store your card details.

Contributions are locked in once made — this protects organizers from flaky commitments. If the pool fails to fund, you're automatically refunded.

Ready to ditch the spreadsheet?

Create your first pool in under a minute. It's free to start.